tag:blogger.com,1999:blog-3993500581389063487.post2860204251516875584..comments2023-11-03T01:15:12.754-07:00Comments on she tells stories by the seashore -: 5 Tips for Living a Frugal LifeGiana Gallardo Hesterberghttp://www.blogger.com/profile/13502295566859041479noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-3993500581389063487.post-64920113353296146932016-02-25T19:29:05.484-08:002016-02-25T19:29:05.484-08:00I love this, Megan! It's amazing that you pai...I love this, Megan! It's amazing that you paid off 80k in loans in five years! It definitely helps to have a spouse on the same page. I am not super familiar with Marie Kondo, but I will definitely look her up! Thank you so much for your tips. I always enjoy hearing from you!<br />Giana Gallardo Hesterberghttps://www.blogger.com/profile/13502295566859041479noreply@blogger.comtag:blogger.com,1999:blog-3993500581389063487.post-81050575107987432742016-02-10T21:17:03.496-08:002016-02-10T21:17:03.496-08:00I love it! I did the same with paying down my 80k ...I love it! I did the same with paying down my 80k school debt, I threw every extra penny at my loans and had great satisfaction steadily knocking them out in 5 years. I didn't know of Dave R at the time but his plan is similar to what I did and being debt free is totally worth the small sacrifices. I would say some of my strengths are : 1. just saying no to Shopping. walmart/target, there is always something I would find I "needed", so I just avoid those stores Instead of spending days off of work shopping I try to replace it with outdoor activities (which are usually free) 2. embracing minimalist living (I like Marie Kondo's philosophy) 3. Analyzing my money looking at a budget. 4. Having a hubby on the same page... he always says to me when we are at a store "see anything you can't live without" he also is naturally Mr. minimalist. 5. For us living close to our work is important, we both bike to work and have one car My weaknesses/splurges: 1. I have yet to make a budget for food and eating out (although my hubby and I don't eat at fancy places) 2. amazon prime does get me on extra things. Anonymoushttps://www.blogger.com/profile/01171448050351538296noreply@blogger.com